Has anything changed in the banking industry to open the lending activity?

What is the MESSAGE that the ad is attempting to communicate?
December 17, 2020
Law.
December 17, 2020

The Banking Industry

Since the 2008-2011 financial crises, banks have become leery of lending to consumers.

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Has anything changed in the banking industry to open the lending activity?
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There has been much research completed on this subject and the blame has been a subject of much controversy. Fast-forward to 2013 and 2014.

Has anything changed in the banking industry to open the lending activity?

Has there been any new legislation passed to encourage banks to lend?

How about consumer protection legislation?

Research this issue using the several scholarly articles to use as References in the preparation of your initial post. Please cite according to APA citation requirements.

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